Sooner or later everyone has to deal with the world of finance in their own lives. Today things like online payments, ATMs and salary credits force us to have a bank account and possibly smart.

When dealing with the world of finance, the step towards investment is short. Some believe that to invest money you need to have a lot of capital, but that's not the case. Even small investors can successfully invest their capital, albeit starting from lower amounts.

What is an investment?
Investing Money Online - The Best Options for Investing Your Money 2020 - piggybank

In the financial sphere, an investment is an activity intended to generate an income or a capital gain.

In finance it is possible to invest in stocks, bonds, mutual funds, interest bearing accounts, land, derivatives, real estate, artwork, old comics, jewelry - anything an investor believes can produce income (usually in the form of interest or rents) or increase in value over time.

In this article we will examine the possibility of making investments online, trying to immediately understand what an investment is and what are the best options available on the net to invest your savings safely.

Why is it important to invest money?

The safety of your capital is what worries the investor most. While some investors are more risk tolerant than others (they are therefore more willing to lose some of their capital in exchange for the possibility of generating a higher profit), not everyone thinks the same.

The investor's ability to tolerate risk and the incremental return associated with increasing amounts of risk are two key factors that distinguish investment types from each other and help determine suitable investments for a particular investor.

Before we get started, we wrote in the sections about the different ways you can invest so you can jump to a specific topic or keep reading below.

How to invest money

You may be thinking this is not the best time to talk about investing. You are worried about your job, you just got into a fight with a friend, your cat has started acting strange or your love life is not going well.Investing Money Online - The Best Options for Investing Your Money 2020 - money1

Trust me, there is never a good time to talk about investing. So, every moment is good! In the end, it's about being disciplined enough to keep the money you earn and then take the next step, invest and grow your capital. And the best way to do this is to learn how to invest. It may seem complicated at first, but believe me, it really is very simple.

Investing Money Online - The Best Options for Investing Your Money 2020 - making money online 1

When you become an investor, you will start using your money for assets that offer a potential return, either immediately or over time, in one of the following fields:

  • Interest and dividends from savings shares or dividends and bonds
  • Cash flow from businesses or real estate
  • Appreciation of value from an equity, real estate or other asset portfolio

As time passes, you will learn to invest your resources in the things that have the greatest potential for returns. This can also be paying off debts, going back to school, or investing in a two-family home.

Obviously, it can also be the purchase of stocks or bonds, mutual funds, exchange-traded funds, Bitcoin, safe-haven assets such as gold and silver, or trading Forex.

Thanks to technological advances, today it is possible to start investing with a very low amount (even € 5 per month) and from your smartphone. you can also start invest 100 euros per month to make profits. The task of this article is to help you filter all the online investment possibilities, to choose the one that best suits your needs.

How to invest your money

Investing allows you to significantly increase your money over time thanks to the power of capitalization.

Capitalization can be defined as the eighth wonder of the world. Thanks to its power, a cent can be transformed into thousands of euros, with sufficient time. However, you may not live 2000 years and therefore, you need to consider these examples:

Let's say you start investing at 16… While it may seem unrealistic to start investing money at a young age, let's say you received a small inheritance. If you invest € 5 in a savings account that pays you an interest of 7%, you can earn € 200 a month and after 30 years you will be in the bank of € 284.

Now that you know why you should start investing now, the next question you will need to answer is: when to start? The answer is very simple: Immediately!

Investing Money Online - The Best Options for Investing Your Money 2020 - investor

Investment is a word that sounds a little intimidating in some people's ears. It is true, when you invest money there is always the possibility of losing it, but with a good investment, the chances of earning are much more. Investing for the first time can be terrifying, especially when hard-earned savings are involved, but let me give you a few tips.

Investing is like a religion: some people have very strong opinions about it and may even belong to very specific schools of thought.

Here are some that come to my mind

Investing Money Online - The Best Options for Investing Your Money 2020 - real estateThe Catastrophists - These investors think every day that the financial system must collapse and therefore invest all their money in gold and real estate.

Investing Money Online - The Best Options for Investing Your Money 2020 - traderDaily Trading Operators - These are the people most represented in Hollywood movies, with walls and desks covered with monitors and TVs containing patterns and graphics incomprehensible to most.

Investing Money Online - The Best Options for Investing Your Money 2020 - negative parenting 005 512Unrestrained Investors - They are keen to invest and earn, as fast as possible. Thus, they invest in everything that the market offers, also hoping to obtain minimum daily gains, but constant over time.

If you are already part of one of the above schools of thought, then the advice you will find in this article cannot help you. However, if you are just now getting into the world of finance, read on to find out more.

How to invest money without risk

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It's true: investing means taking risks. We've all heard of people who lost half their fortune during the Great Depression or the most recent Great Recession. We have heard of Bernie Madoff, a former banker and con man, who has sent thousands of people to the streets. While it is not possible to eliminate risk entirely, it is possible to reduce it significantly if you invest wisely.

Investing Money Online - The Best Options for Investing Your Money 2020 - investing money

We talked about interest and capitalization, where the key rule is: the sooner you start, the more money you will earn over time. Take a look at all the investment possibilities offered by the online world and find out how to invest money tailored to you.

The great thing about starting as early as possible is that by investing as a young person, you are most likely talking about long-term investments, such as a retirement account. These investments may be less risky than Forex trading or Bitcoin trading, as these modern investment solutions are not affordable for everyone (although they have the potential to make more money).

While investing can be risky, it's best to learn to manage this risk, as not investing can cost you much more money than you risk losing by making a bad investment.

The best way to invest money in the short term

Short-term investors make money by trading stocks in a short period of time, rather making long-term purchases.

Surely it is possible to make money as the forums claim today to invest in this sense, the problem is that, no matter how skilled a person is in the world of trading, luck will always play a central role.

Investing Money Online - The Best Options for Investing Your Money 2020 - Return on Investment 512

It must be considered that:

Short-term trading performed by novice investors is almost always an unfortunate practice, leading them to lose everything.

More than thinking of a way to invest money and make short-term gains, it's better to focus on a way to make long-term gains.

Keep in mind that both ways are money, but one is less risky than the other.

With long-term investments, in fact, it is possible to minimize risk and cancel the unpredictable effects of short-term volatility and price reduction.

How to invest the money to earn?

Several people create real income from investments and some are so successful that they can earn a living simply by trading stocks (i.e. trading).

This is the most fascinating form of investing, however, it is not the type of investment that most people benefit from. Many people benefit from long-term investments. This means that the money accumulates a profit in the stock market in 10 or 20 years.

A good long-term investment allows people to retire better and with more money.

Where to Invest Money?

When you decide to invest your money, you can choose from various options. Including:

Investing Money Online - The Best Options for Investing Your Money 2020 - 09. forex trading money dollar finance candlestick investment investing business stocks 5121. The stock market

The most common and probably the most profitable place for an investor to put their money is the stock market.

Investing in the stock market today means owning a small part of a company.

When the company makes money, it pays a portion of the profits in small dividends based on the number of shares purchased.

As the value of the company increases over time, the price of the shares you own also increases, which means that you can later resell them at a higher price than what you paid for their purchase, to make a profit.

Investing Money Online - The Best Options for Investing Your Money 2020 - trading icon2. Invest in bonds

Investing bonds today, in a nutshell, means lending your money to a government or a company.

The company or government pays the investor who bought their security an interest on the "loan," which varies according to the maturity of the security.

Compared to stocks, bonds are viewed as a less risky form of investment, however, lower risk also translates into lower profit.

Investing Money Online - The Best Options for Investing Your Money 2020 - crowdfunding 512 2 3. Mutual funds

Mutual funds allow investors to buy multiple stocks at the same time, rather than just one. These securities are typically selected and managed by an independent manager contacted by the investor.

In this case the problem is the commission that the manager will apply on the investment, based on the percentage of money invested. Because of the commission, it is often difficult to get a good return on your investment.

Investing Money Online - The Best Options for Investing Your Money 2020 - coins24. Cryptocurrencies

Cryptocurrency is undoubtedly the riskiest way to invest your money. But as mentioned above, less risk also means less profits. The risk when investing the money in investments such as a savings account is negligible, however the profits are almost zero.

There are many benefits to investing in cryptocurrencies and the best is definitely making money quickly thanks to the high volatility. Remember, though, you should only invest what you can afford to lose.

Investing Money Online - The Best Options for Investing Your Money 2020 - gold bars 7 586897 5. Raw materials

These are a real, tangible investment that can be touched in most cases. Commodities can be gold and silver, for example.

They are defined as safe-haven assets, because during periods of economic crisis, their value does not fall, indeed it could even rise.

How to invest in the stock market

Investors, even novice ones, have several ways to invest on the stock exchange. You will find that many websites usually advise you to invest a large amount like 40000 euros, but you don't need much to get started.

The greatest risk in the field of investments on the stock market derives from the investor's emotionality. When the market is doing well, most stock buyers become greedy, and this, unfortunately, makes them buy the stocks when they cost more. Today you can even use the app to invest on the stock exchange is investing app without problems.

Conversely, a bear market triggers a feeling of fear, which leads investors to sell when prices are lower.

Choosing how to invest is a personal matter and depends on your appetite for risk and the ability (willingness) to take the time to learn the stock market.

Each has advantages and disadvantages

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  • If you want to pay low commissions, you need to spend more time managing your investments.
  • If you want to outrun the competition and make a lot of money, you will probably need to pay higher fees.
  • If you want to get good investment advice, you probably have to pay even more.
  • If you don't have much time or interest in delving into the subject on your own, you may have to settle for lower earnings.

How to invest in stocks

Buying securities online is cheaper, but provides less guidance to the investor; for each transaction, you are charged a set fee or percentage. However, it asks you to learn how to invest money and therefore, more time (study).

Before starting, it might be an excellent idea to take a look at the most reliable online trading sites such as that of the broker eToro, one of the most popular on the web.

Investing Money Online - The Best Options for Investing Your Money 2020 - etoro 1 1024x537

A broker who offers you a 360 ° service may cost more, but you also get more information and investment advice, which can help protect you from feelings like greed and fear. You need to shop around to choose a good financial intermediary you can trust, so we recommend eToro, an experienced and reputable online broker. With a broker like etoro, you can invest up to 200 euros in stocks like Amazon, Apple and Tesla.

Stocks will ensure you profits when the market goes up, while bonds and commodities will protect you from a bearish market.Investing Money Online - The Best Options for Investing Your Money 2020 - 1 actions

However, it is a good idea to rebalance your portfolio once or twice a year. This way, you will ensure that you buy when prices are lower and sell when prices are higher. Below you can find the trending stocks to invest on the stock market:

The mix mainly depends on your financial goals
  • If you need to invest for the long term, a mix with a higher percentage of stocks will guarantee you a higher return over the long term.
  • If you need to make money fast, you will need to enter more bonds.

Another piece of advice we can give you, if you don't have a lot of time to manage your investments, is to consider a diversified portfolio, which means having a balanced mix of stocks, bonds and commodities.

A good broker like eToro has all these options available and you can make the most of its features like social trading.

How to Invest in Bitcoin

Bitcoin. It is one of the most sought after words in the financial technology industry right now, but also one of the least known. Now that cryptocurrencies have also entered the world of news, the time has come to clarify and understand how to invest money in Bitcoin.

Buying Bitcoin or other cryptocurrencies can be a fun and profitable way to explore the world of online investing. However, the purchase of these assets should always be accompanied by a label, such as the one affixed to cigarette packs: Buy Bitcoins it can be detrimental to the health of your finances. Never buy Bitcoin with money you can't lose.

In recent months, the value of Bitcoin (the first cryptocurrency to be launched on the market and the most popular in the world) has risen after reaching historic lows, but is still trading at lower levels than those reached in 2017. As for the others cryptocurrencies, Bitcoin is an experimental digital currency and therefore subject to greater volatility than many other already proven investments, such as mutual funds, bonds and stocks.

To Start Investing in Bitcoin, You Need:

Investing Money Online - The Best Options for Investing Your Money 2020 - 10 Best Cryptocurrencies to Invest in 2018

  • Deciding where to purchase Bitcoin
  • Create an electronic wallet
  • Make the purchase
  • Manage the investment
The best and easiest way to get started with Bitcoin is to buy or trade on the eToro platform. eToro is regulated by FCA, CySEC and has over 10 million accounts worldwide. Its social trading functionality makes it one of the most used platforms in the world to manage Bitcoin and cryptocurrencies.

Trading Robots and Famous People

If you've just gotten closer to this world, you've probably never heard of trading robots. These software are a very useful tool in the hands of small investors, who can invest their savings through Bitcoin, using an easy-to-use and secure platform.

These robots, through the use of advanced algorithms, are able to analyze the markets at a supersonic speed, in order to generate hundreds of trading signals per minute. The signals must then be executed instantly by the software to open and close market positions on behalf of the user. The latter has to do is choose his personal risk level and start operations.

There are many trading robots like the Bitcoin Era which in recent years have entered the market. Obviously, as always happens in these cases, there are also some who want to take advantage of the naivety of novice investors, cheating with very unprofitable software, which has the sole purpose of stealing money. However, there are many legitimate software that can be found on the internet today and many are even recommended by famous people such as:

Lorenzo JovanottiSalvatore AranzullaFlavio Briatore

Investing Money Online - The Best Options for Investing Your Money 2020 - jovanotti

It may seem incredible, but it was the Italian singer-songwriter himself who confirmed during a recent interview that he had escaped from the public scene because at this moment he was more interested in the world of finance. In particular, Jovanotti said to have been one of the first to believe in Bitcoin and to invest important sums from the beginning. Today, thanks to the sprint of the world's number one digital currency, Jovanotti can sleep peacefully.

Investing Money Online - The Best Options for Investing Your Money 2020 - Salvatore Aranzulla 1

This popular Italian blogger has written many articles on the topic of cryptocurrencies, how to invest and what software to use. He also recommends use reliable and secure platforms to make your investments online. However, it never mentions any particular brand. If a famous person around the web like him says that automatic trading robots can be trusted, then this must be the case.

Investing Money Online - The Best Options for Investing Your Money 2020 - flavio briatore bitcoin revolution

In addition to being a successful entrepreneur, we also know Briatore for being a skilled investor. His investments and his TV show made school and the Italian millionaire never hid from use automatic trading tools to manage its capital. On the other hand, a man like him certainly cannot have the time to sit for hours and hours in front of a computer screen.

How to Invest in Gold

Compared to other commodities, the average investor has easier access to gold, as anyone can decide to buy a gold bar (the yellow colored metal in the shape of a bar or coin) from a precious metal dealer or a bank. These gold bars are available in different denominations.

Although it is better to own a gold bar than a barrel of oil or a crate of soybean, physically owning gold comes with some issues such as: transaction fees, insurance, and storage cost.

Those looking to invest in gold, however, can do so more conveniently by considering mutual funds and exchange-traded funds (ETFs) that track the movements of commodities.

More experienced investors who wish to risk a larger capital, however, can also invest in gold futures.

These options represent the right - but not the obligation - to buy or sell an asset (in this case gold) at a specific price for a certain period of time; they can be used for example if you think gold is going up or down and if you guess right otherwise all you have lost is the small amount you paid for the option.

In general, those who wish to invest in gold have three options:

Investing Money Online - The Best Options for Investing Your Money 2020 - gold

  • They can buy the physical good
  • They can buy an ETF
  • They can trade commodity futures

All these options and others are available on the eToro platform.

How to invest in Forex

Investing Money Online - The Best Options for Investing Your Money 2020 - forexWhile Forex trading may sound complicated, the truth is that most people can start doing it by opening a new account in just one afternoon.

To start, however, we recommend that you study and deepen your knowledge of the most commonly used Forex jargon, which will make your entry into the market easier. Some words and phrases you may hear most commonly are: base currency, quoted currency, bid price, ask price, spread, and pip. Once you know the jargon, you can read some Forex books, take some online courses or join an online forex trading community.

Investing Money Online - The Best Options for Investing Your Money 2020 - forex candlesticks

Now that you are ready to get started, you will need to execute your first choice: a brokerage firm. The broker will help you trade and many also offer additional financial services. Partnering with a reputable broker can make the difference between a successful trader and a poor trader. Don't be afraid to research online to choose the broker that best suits your needs.

Earning money by trading a currency pair means accurately predicting the trend of the global economy. To be a profitable trader, you need to know the GDP and political climates of the countries in which you are interested in buying the currency in order to get a very good "edge" on which currency is worth your investment and which countries are expected to grow economies.

Once you have decided which currency pair to buy, it is time to place an order for your first trade. Your brokerage firm probably provides online trading software that allows you to place a buy or sell order.

Using your trading platform, place a market order with your broker. Your platform specifications may vary. After placing your order, relax and let your broker handle the rest.

What is the best way to invest money today?

Considering all the investment options available today, investing in the stock market appears to be the option that offers the greatest (potential) return. However, you cannot invest your money in randomly chosen stocks and hope to make big profits.

Investing in the stock market today means, above all, dealing with an expert financial advisor, able to give good advice, even after paying a commission.

Investing Money Online - The Best Options for Investing Your Money 2020 - Different Investments

Conclusions

To invest in the stock market and make a profit, you need to use an effective system and strategy.

Other investment options are also available, less risky, but it all depends on your goals and on whether you want to achieve them in a shorter or longer time.

FAQ

How to invest 100 Euros?

If you are a small investor and want to start entering the world of online investment, we recommend you do it with a reliable broker. For example, you can create an account and make an initial deposit of 100 euros on a reliable financial brokerage site like Plus500. This broker offers its operators, many assets to invest in, including Bitcoin, cryptocurrencies and Forex.

How to invest 1000 Euros?

If you want to invest three zeroes, then you can no longer consider yourself a small investor, but a medium level investor. If you want to start entering the world of investments with a sum of one thousand euros, you can do it mainly in two ways: by buying a real safe haven asset (a gold bar / coin, for example) or by betting on shares that will make the investment congruous over time. Again you may need a reliable financial advisor / broker.

How to invest 40000 Euros?

Forty thousand euros is an important figure. We are no longer talking about small investments, but rather high capital. If you want serious advice, such capital could be invested in real estate. The home (usually a second home) is a highly sought-after asset of refuge among investors. Properties sooner or later acquire value over time if well maintained and purchased in an area destined to grow over the years.